Conforming Loan in Los Angeles County

Conforming Loan  VS   FHA Loan.

Dose a conforming loan have any advantages over an FHA.

I would love any details and maybe some help in finding the right loan for me.

Home purchase is $530,000 and located in Los Angeles County. 

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FHA loan questions (new buyer/divorce)

My fiance and I would like to buy a house in the range of 100,000 to 145,000 credit score of 600 my score is 625

Student loans for her totaling 55200 (she has been paying on these and is current)
She has 3 old charge offs for credit cards total $1500.00 these are 2 years old
She has collection account for cell phone bill 4 years old $488.00
She has never owned a house

I have owned a house. Divorced in 2004. Ex wife awarded house but my name is still on mortgage (from what I understand there is no way to remove my name off mortgage unless she sells the house or refinances and my ex is unable to refinance or sell the house) 
My ex has has been late on house payments a few times over the past few years.
I have credit card collection for 4900.00 

We make a combined income of $50,000.00. 

Would we both be able to be approved for an FHA loan or will the fact that I am technically still on a mortgage hinder our chances? 
 

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Existing FHA Loan, can I be the cosigner on a second conventional loan?

I just got an FHA Loan with my wife 3 months ago.

Her mom needs a cosigner to get a $200k house. 

Am I a good candidate to cosign her loan application?

Thanks for the help.

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In Arizona how long must the owner be on title to qualify for a FHA loan?

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VA Loan with Second Home Included in Bankruptcy

In 2011 I filed for bankruptcy with two homes. Primary residence was a VA loan, I reaffirmed that home. Secondary home was an FHA mortgage, that was not reaffirmed but discharged in the bankruptcy. The bank has still not foreclosed on the secondary home. I made contact with the VA regional office in Houston, and they advised as long as there is evidence that FHA cannot pursue me for the debt (BK provides this protection) then I can re use my VA benefit in TX since my BK discharge is past two years. Credit score 640. Any lenders able to work with me?

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As I was foreclosed upon due to my husband's death from cancer. Is there any loan agency that will f

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How does an Appraisal Work with a Down Payment on a Building Loan

Hello

My wife and I are building a home, and we need a loan of $140,000 to build.  Our appraisal on the blue prints to build came back at $153,000.  Our bank is saying we then need a down payment of $30,600 and they will loan us $122,400.

Is this correct?  From everything I know, our down payment should only be $17, 600 since we still only need $140,000 loan.   Is  the bank right?  Our loan officer said high appraisals are bad, and if we’d had a lower appraisal, our down payment would be less?

Thanks

Steve

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How to get a loan to buy a home ?

Discharged bankruptcy 15 months ago I have saved 20 percent for a down payment

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What can I do to get more (or better) quotes for my loan request ZR-DCFDZCY?

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What can I do to get more (or better) quotes for my loan request ZR-RTMYPFZ?

Hello, not sure how to read the quotes for what I requested.  can you help me with that please?  I don’t see any quotes.

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